The prepaid card option can feel like a dream come true, especially if you want a card that has no ties to a bank and doesn’t need a credit score. However, without doing the proper amount of research, you may fall victim to issues that you likely won’t even realize until it’s too late. So before you go ahead and apply for a prepaid card, take a look at these important … [Read more...] about What to Consider Before Applying for a Prepaid Card
Archives for April 2019
How to Consolidate Your Credit Card Debt with a Personal Loan
Note From Kalen: Consolidation makes sense in some cases, when you can get a lower overall interest rate. Always do your research before taking out a loan to do this. See our debt guide for more. Enjoy! In the US, about 42% of all households carry some form of credit card debt. The average debt for these households is $9,333, while low-income families incur an average of … [Read more...] about How to Consolidate Your Credit Card Debt with a Personal Loan
Watch Out for These 3 Small Business Startup Costs
In the throes of starting a small business, it's easy to get sidetracked by all the duties you have to perform. But in the midst of trying on and tossing aside different hats, you may find you've overlooked some of the most important costs in creating a successful startup. You might already know that hard money loan-to-value ratios typically waver around 60% to 70%, but … [Read more...] about Watch Out for These 3 Small Business Startup Costs
6 Ways to Reduce the Cost of Homeownership
Owning and maintain your home put a significant dent into your income and likely takes up a major portion of your family budget. While paying for your mortgage, electric, gas, water, and even cable to an extent, are needs for a homeowner, there are certainly ways to cut corners to make saving money a priority and free up extra money each month. 1. Replace Older … [Read more...] about 6 Ways to Reduce the Cost of Homeownership
5 Cost-Effective Renovations to Help Your Sell Your Home
Buying and selling houses can still be a reliable income source, but only if you don’t go overboard on the renovations in between. If you plan to live in a property for a long time, then do whatever you can afford to achieve your dream home. But if you’re looking at an investment, then choose your renovations carefully to maximise the chance of selling the property without … [Read more...] about 5 Cost-Effective Renovations to Help Your Sell Your Home