Establishing credit without a credit card isn't impossible, regardless of what the credit companies want you to think. It is possible to build your credit score by just managing what you owe properly and in a timely manner. Read on to learn how to build credit history without a credit card. Pay Down Your Student Loans If you went to college, you likely have some … [Read more...] about The Secret to Establishing Credit Without a Credit Card
Creating Habits
3 Ideas to Brush Up Your Speech Writing Skills
There is no need to explain that there are no people who managed to become professional writers in one day. Every famous writer started with fails and was criticized for improper word selection or inadequate presentation of the idea. It is very important to brush up writing skills daily and never to give up. Start with Elementary Issues It is impossible to drive a … [Read more...] about 3 Ideas to Brush Up Your Speech Writing Skills
How to Maintain Your Self-Discipline Habits
Theodore Roosevelt, the 26th president of the United States, once said that “with self-discipline most anything is possible.” While many of us realize that it takes a lot of control over our own actions to get where it is we want to go in life, that doesn’t mean that it’s always easy for us to maintain our positive self-discipline habits long enough to see any real … [Read more...] about How to Maintain Your Self-Discipline Habits
5 Simple Steps to Repair Your Credit Score
There’s not much worse than having bad credit. With bad credit, it can become difficult to receive a loan that is very much needed and can make it challenging to purchase a home or car, along with various other expenses that we now consider a necessity. Fortunately, however, there is a way to repair your credit score in a relatively short amount of time as long as the right … [Read more...] about 5 Simple Steps to Repair Your Credit Score
24 Healthy Habits, Hobbies, and Scientific Facts to Improve Your Life [Infographic]
Your life is created by your habits. There are good habits and bad habits, but I think we all know that the goal is to stick with the good habits and eventually weed out all of the bad habits. Any time I come across an infographic on habits, I scan it and see if the content is good, and if so, I publish it. This is no exception. I love the habits and ideas in the … [Read more...] about 24 Healthy Habits, Hobbies, and Scientific Facts to Improve Your Life [Infographic]