In this post, we examine why maximising your loan-to-value ratio is important and advise you on ways to maximise your borrowing potential with your collateral. What is LTV? Loan-to-value ratios (LTV) give lenders a base to decide how much they are prepared to lend based on the value of the security offered as collateral. It is a calculation based on the risk in how much … [Read more...] about Borrowing Tips: How to Maximise Your Loan-to-Value Ratio
Loans
6 Proven Tips to Make Working With a Loan Manageable
If you take out a loan, it's crucial to remember that you are now responsible for repaying that debt. If not handled correctly, loans can easily become too much for one person to handle. This blog post will go over some tips on how to best manage your loans! Making Working With Loans Manageable - How To Do It Working with loans is a job that requires dedication, … [Read more...] about 6 Proven Tips to Make Working With a Loan Manageable
Top 3 Mistakes to Avoid When Taking Out a Personal Installment Loan
A personal installment loan is a helpful financial resource that allows individuals to consolidate debt, pay off credit cards, tackle emergencies, or cover cashflow shortages through a simple online application. Personal loans allow individuals to control their finances better, and a survey found that more than 50 percent of Americans have taken out a personal loan in … [Read more...] about Top 3 Mistakes to Avoid When Taking Out a Personal Installment Loan
6 Tips to Get a Car Loan When You Have a Poor Credit Score
Experian states that an estimated 16% of Americans have bad credit, while 18% of Americans have fair credit. Since only 1.2% of Americans have a perfect credit score, it’s safe to assume that everyone is struggling to keep their credit score viable, while also getting the basic necessities of life - like driving a car. But if you have bad to fair credit, then you’re probably … [Read more...] about 6 Tips to Get a Car Loan When You Have a Poor Credit Score
7 Tips for Managing Loan Repayments
Do you have trouble making loan payments on time? Well, take solace in the fact that you are not alone. Everybody struggles with debts and loans. Loans and debts are a part of life. Sometimes, it's because of an unforeseen circumstance. Other times, we plan to do something significant. We need instant cash (such as a house, a car, or any additional financial … [Read more...] about 7 Tips for Managing Loan Repayments